Property news, laws & regulations

Up 0.25 percentage points. The cash rate is not your mortgage rate; lenders set their own rates.

Private/other sales: from 1 Oct 2026. Auctions/fixed-date sales: events from 16 Oct 2026. Check the applicable transition.

Normalised illustration: September 2025 = 100, based on REA annual change. Australia: +0.1% over the year. One index, not your property value, a forecast or the effect of the latest rate rise alone.

Agent/provider application-fee ban starts 13 Oct 2026. Third-party application fees are already banned. Rent and lawful bonds are separate.

Existing duty generally covers post-29-March-2021 agreements. From 13 Oct: all agreements. Gas where gas is installed; qualified trades required.

From 1 Jul 2027. Eligible new builds and holdings acquired before 12 May 2026, 7:30pm AEST have exceptions. CGT has separate transitions.

Illustration only: $600,000 balance, 30 years, monthly payments, no fees or offsets. Annual rates and independently rounded repayments. Your lender offer may differ.

Since 25 Nov 2025. Generally one increase per 12 months; some older leases have exceptions. Use valid written notice.

Applicable contracts from 1 Jan 2025. Withholding is not the final tax bill. Australian tax-resident sellers: give ATO clearance before settlement.

Since 1 Oct 2025. Eligibility, local price caps and lender approval still apply. You remain responsible for the loan.

Planning step, not a new law. Your loan and pre-approval depend on lender assessment; fixed loans may not change immediately.

Allow fair wear and tear. Professional cleaning only when lawfully required. A bond refund cannot be guaranteed.